dc-108 – Formula

.tb-container .tb-container-inner{width:100%;margin:0 auto} .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="3797017c8ad9634481f212f62ddc0232"] { padding: 10px 25px 25px 25px;display:ms-flexbox !important;display:flex !important;-ms-flex-direction:column;flex-direction:column;-ms-flex-pack:center;justify-content:center; } .tb-container .tb-container-inner{width:100%;margin:0 auto} .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="9e3abc76c984c6eda36f62b1b571984d"] { padding: 25px; } .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="9e3abc76c984c6eda36f62b1b571984d"] > .tb-container-inner { max-width: 1120%; } .tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] { grid-template-columns: minmax(0, 0.3333fr) minmax(0, 0.3333fr) minmax(0, 0.3333fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] > .tb-grid-column:nth-of-type(3n + 1) { grid-column: 1 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] > .tb-grid-column:nth-of-type(3n + 2) { grid-column: 2 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] > .tb-grid-column:nth-of-type(3n + 3) { grid-column: 3 } .tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"] { grid-template-columns: minmax(0, 0.63fr) minmax(0, 0.37fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"] > .tb-grid-column:nth-of-type(2n + 1) { grid-column: 1 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"] > .tb-grid-column:nth-of-type(2n + 2) { grid-column: 2 } .wpv-custom-search-filter-submit[data-toolset-views-custom-search-submit="32c84b1546bf4d7004a06aa4034113b4"] { text-align: left;text-align: center; } .wpv-custom-search-filter-submit[data-toolset-views-custom-search-submit="32c84b1546bf4d7004a06aa4034113b4"] .wpv-submit-trigger { background-color: rgba( 1, 79, 125, 1 );text-align: center; } .wpv-custom-search-filter-reset[data-toolset-views-custom-search-reset="a8712fefd9f89b20a246ed4c28a1ccc3"] { text-align: left; } .tb-container .tb-container-inner{width:100%;margin:0 auto} .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="efb1fec19821b71bcd3b261904e32317"] { padding: 25px 100px 25px 100px; } .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="efb1fec19821b71bcd3b261904e32317"] > .tb-container-inner { max-width: 1120px; } .wpv-pagination-nav-links[data-toolset-views-view-pagination-block="cdfd4c4737b2898eba4443dd59a1bf50"] { text-align: left;justify-content: flex-start; } .tb-container .tb-container-inner{width:100%;margin:0 auto} .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="68b47e5f629a79a4ec07e73ce2b005b9"] { padding: 0px 11px 0px 11px;margin-top: 5px;margin-bottom: 60px;display:ms-flexbox !important;display:flex !important;-ms-flex-direction:column;flex-direction:column;-ms-flex-pack:center;justify-content:center; } .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="68b47e5f629a79a4ec07e73ce2b005b9"] p { letter-spacing: 0px; }  .tb-container .tb-container-inner{width:100%;margin:0 auto} .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="3376e17bae073c65ea7e6bbc1ad9f7bd"] { padding: 25px 10px 10px 10px; } .tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] { background-color: rgba( 255, 255, 255, 1 );grid-template-columns: minmax(0, 0.1fr) minmax(0, 0.18fr) minmax(0, 0.26fr) minmax(0, 0.46fr);grid-column-gap: 10px;grid-row-gap: 0px;grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] > .tb-grid-column:nth-of-type(4n + 1) { grid-column: 1 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] > .tb-grid-column:nth-of-type(4n + 2) { grid-column: 2 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] > .tb-grid-column:nth-of-type(4n + 3) { grid-column: 3 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] > .tb-grid-column:nth-of-type(4n + 4) { grid-column: 4 } .wp-block-toolset-blocks-grid-column.tb-grid-column[data-toolset-blocks-grid-column="3034fbe886c11054e95b46b09d3e4112"] { display: flex; } .wp-block-toolset-blocks-grid-column.tb-grid-column[data-toolset-blocks-grid-column="67b4634d0340ee655824914210f964e9"] { display: flex; } .tb-fields-and-text[data-toolset-blocks-fields-and-text="02eebd5f1d7010b4b3a7b26c9d6617bb"] { background-color: rgba( 242, 242, 242, 1 ); } @media only screen and (max-width: 781px) { .tb-container .tb-container-inner{width:100%;margin:0 auto}.tb-container .tb-container-inner{width:100%;margin:0 auto}.tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] { grid-template-columns: minmax(0, 0.3333fr) minmax(0, 0.3333fr) minmax(0, 0.3333fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] > .tb-grid-column:nth-of-type(3n + 1) { grid-column: 1 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] > .tb-grid-column:nth-of-type(3n + 2) { grid-column: 2 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] > .tb-grid-column:nth-of-type(3n + 3) { grid-column: 3 } .tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"] { grid-template-columns: minmax(0, 0.5fr) minmax(0, 0.5fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"] > .tb-grid-column:nth-of-type(2n + 1) { grid-column: 1 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"] > .tb-grid-column:nth-of-type(2n + 2) { grid-column: 2 } .tb-container .tb-container-inner{width:100%;margin:0 auto}.tb-container .tb-container-inner{width:100%;margin:0 auto} .tb-container .tb-container-inner{width:100%;margin:0 auto}.tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] { grid-template-columns: minmax(0, 0.3333fr) minmax(0, 0.3333fr) minmax(0, 0.3333fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] > .tb-grid-column:nth-of-type(3n + 1) { grid-column: 1 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] > .tb-grid-column:nth-of-type(3n + 2) { grid-column: 2 } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] > .tb-grid-column:nth-of-type(3n + 3) { grid-column: 3 } .wp-block-toolset-blocks-grid-column.tb-grid-column[data-toolset-blocks-grid-column="3034fbe886c11054e95b46b09d3e4112"] { display: flex; } .wp-block-toolset-blocks-grid-column.tb-grid-column[data-toolset-blocks-grid-column="67b4634d0340ee655824914210f964e9"] { display: flex; }  } @media only screen and (max-width: 599px) { .tb-container .tb-container-inner{width:100%;margin:0 auto}.tb-container .tb-container-inner{width:100%;margin:0 auto}.tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"] { grid-template-columns: minmax(0, 1fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="ef19397a81dd17f19e5fc8b2cbc64a03"]  > .tb-grid-column:nth-of-type(1n+1) { grid-column: 1 } .tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"] { grid-template-columns: minmax(0, 1fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="5b4b908098d119c9c58d7962e6de0653"]  > .tb-grid-column:nth-of-type(1n+1) { grid-column: 1 } .tb-container .tb-container-inner{width:100%;margin:0 auto} .wp-block-toolset-blocks-container.tb-container[data-toolset-blocks-container="efb1fec19821b71bcd3b261904e32317"] { padding: 29px;margin-right: 0px;margin-left: 0px; } .tb-container .tb-container-inner{width:100%;margin:0 auto} .tb-container .tb-container-inner{width:100%;margin:0 auto}.tb-grid,.tb-grid>.block-editor-inner-blocks>.block-editor-block-list__layout{display:grid;grid-row-gap:25px;grid-column-gap:25px}.tb-grid-item{background:#d38a03;padding:30px}.tb-grid-column{flex-wrap:wrap}.tb-grid-column>*{width:100%}.tb-grid-column.tb-grid-align-top{width:100%;display:flex;align-content:flex-start}.tb-grid-column.tb-grid-align-center{width:100%;display:flex;align-content:center}.tb-grid-column.tb-grid-align-bottom{width:100%;display:flex;align-content:flex-end} .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"] { grid-template-columns: minmax(0, 1fr);grid-auto-flow: row } .wp-block-toolset-blocks-grid.tb-grid[data-toolset-blocks-grid="2a3e2c210cb8e3f4a7c048ebcb2073ec"]  > .tb-grid-column:nth-of-type(1n+1) { grid-column: 1 } .wp-block-toolset-blocks-grid-column.tb-grid-column[data-toolset-blocks-grid-column="3034fbe886c11054e95b46b09d3e4112"] { display: flex; } .wp-block-toolset-blocks-grid-column.tb-grid-column[data-toolset-blocks-grid-column="67b4634d0340ee655824914210f964e9"] { display: flex; }  } 

Questão: 2072680

Ano: 2023

Banca:

Órgão:

Prova:

Acerca dos aspectos atinentes às espécies de contratos previstas no Código Civil, julgue o item seguinte, à luz da jurisprudência do Superior Tribunal de Justiça. No contrato de seguro de vida, a embriaguez do segurado exime a seguradora do pagamento da indenização contratualmente prevista.

Comentários

Conforme a legislação atual e o entendimento consolidado pelo Superior Tribunal de Justiça (STJ), o simples fato de o segurado estar embriagado não é, por si só, fundamento suficiente para a exclusão da cobertura do seguro de vida. O STJ estabelece que, para que haja a negativa de cobertura, é indispensável a demonstração de que a embriaguez foi a causa direta do sinistro.

Questão: 1136689

Ano: 2020

Banca:

Órgão:

Prova:

Considerando o entendimento da Jurisprudência sumulada do Superior Tribunal de Justiça sobre o contrato de seguro, pode-se corretamente afirmar:

a) A embriaguez do segurado exime a seguradora do pagamento da indenização prevista em contrato de seguro de vida.
b) O suicídio não é coberto nos dois primeiros anos de vigência do contrato de seguro de vida, não havendo o direito do beneficiário à devolução do montante da reserva técnica formada.
c) Ressalvada a hipótese de efetivo agravamento do risco, a seguradora não se exime do dever de indenizar em razão da transferência do veículo sem a sua prévia comunicação.
d) No seguro de responsabilidade civil facultativo, cabe o ajuizamento de ação pelo terceiro prejudicado direta e exclusivamente em face da seguradora do apontado causador do dano.
e) Nas ações de indenização decorrente de seguro DPVAT, a ciência inequívoca do caráter permanente da invalidez, para fins de contagem do prazo prescricional, depende de laudo médico, mesmo nos casos em que o conhecimento anterior resulte comprovado na fase de instrução.

Comentários

Conforme a Súmula 465 do Superior Tribunal de Justiça: Ressalvada a hipótese de efetivo agravamento do risco, a seguradora não se exime do dever de indenizar em razão da transferência do veículo sem a sua prévia comunicação.